Home Loans
Looking for a home loan in Visakhapatnam with low interest rates, fast approvals, and minimal documentation? HSR Finserv brings you the most trusted, transparent, and hassle-free home loan solutions in partnership with leading banks and NBFCs.
We help you compare and choose the best home loan offers suited to your needs – whether you’re buying your first home, constructing a house, or transferring an existing loan.
Why Choose HSR Finserv for Home Loans?
Lowest Interest Rates
Get access to competitive interest rates starting as low as 8.50% p.a.
Quick Approvals & Fast Disbursals
Enjoy seamless processing with loan sanction within 24–48 hours*.
Customized Loan Options
We offer home loans tailored for salaried, self-employed, NRI, and more.
Minimal Documentation
Paperless digital process with support at every step.
Trusted Partners
We are partnered with top banks and NBFCs to get you the best deal.
Doorstep Assistance
Dedicated relationship managers to guide you through the entire process.
Home Loan Eligibility Criteria
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Criteria
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Salaried Person
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Self-Employed Person
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Documents Required to Apply for a Home Loan
To apply for a home loan, you need to submit a few essential documents to verify your identity, residence, income, and employment. Here’s a checklist for your convenience.
Identity Proof (Any one)
- Driving License
- PAN Card
- Voter ID
Valid Passport
Residence Proof (Any one)
Electricity Bill / Water Bill / Telephone Bill
Valid Passport
Aadhaar Card
Driving License
Other Documents
Employer Identity Card
Duly filled loan application form with 3 passport-size photographs
Loan account statement for the past 12 months (if you have ongoing loans)
Bank account statements for all accounts from the last 6 months
Income Proof Documents
For Self-Employed Applicants/Co-applicants
Income Tax Returns for the last 3 years
Certificate of Qualification (for Doctors/CA/Professionals)
Audited Balance Sheet & Profit & Loss Account for last 3 years (by certified CA)
Business License Details
Business Address Proof
TDS Certificate
For Salaried Applicants/Co-applicants
Salary Slips for the last 3 months
Copy of Form 16 or Income Tax Returns for the last 2 years
