Credit Cards Made Smarter with HSR Finserv
Credit Cards
At HSR Finserv, we help you choose the best credit card that suits your lifestyle, spending habits, and financial goals. Whether you’re looking for cashback, travel rewards, low interest, or premium benefits — we’ve got a card that fits your needs.
Why Choose a Credit Card Through HSR Finserv?
Wide Range of Cards
Compare and choose from leading credit card providers in India — all in one place.
Cards for Every Need
From shopping to travel, business to fuel, we offer curated cards for all lifestyles.
Faster Approvals
Simple digital process with quick approval and doorstep KYC.
Exclusive Offers
Enjoy welcome gifts, zero annual fees, and partner discounts.
Trusted Bank Partners
We’ve partnered with top banks and financial institutions to bring you secure and rewarding credit options.
Types of Credit Cards Available
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Category
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Features & Benefits
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Shopping Cards
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Cashback, no-cost EMI, brand discounts, and loyalty rewards
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Travel Cards
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Free lounge access, air miles, travel insurance, fuel surcharge waiver
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Business Cards
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High credit limits, expense tracking, exclusive business offers
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Reward Cards
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Earn points on every transaction, redeemable on lifestyle, dining, gadgets, and more
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Fuel Cards
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Cashback on fuel spends, surcharge waivers at petrol pumps
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Secured Cards
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Ideal for building credit score; backed by fixed deposits
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Eligibility Criteria
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Criteria
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Details
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|---|---|
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Age
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Applicant must be between 21 to 60 years of age
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Employment Type
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Both salaried and self-employed individuals are eligible
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Minimum Income
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₹15,000 to ₹25,000 per month (varies based on card and issuing bank)
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Credit Score
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A minimum credit score of 700 is preferred for quick approval
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Employment Stability
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Salaried: Minimum 6 months in current job; Self-employed: 1+ year in business
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Nationality
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Indian Citizens
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Documents Required
To apply for a credit card through HSR Finserv, you’ll need to submit a few essential documents for verification. These documents help banks assess your eligibility and ensure a smooth application process.
- Identity Proof is required to establish who you are. You can submit any one of the following: Aadhaar Card, PAN Card, or Passport.
- Address Proof is needed to verify your place of residence. Acceptable documents include a utility bill (such as electricity or water), Voter ID, or Aadhaar Card with your current address.
- Income Proof helps lenders determine your repayment capacity. Salaried individuals can provide recent salary slips or bank statements, while self-employed applicants may submit income tax returns (ITRs) or audited financial statements.
- A passport-size photograph is also required for the application.
Make sure the documents are valid, up-to-date, and clearly readable to avoid any delays in the approval process.
Apply for the Best Credit Card with HSR Finserv
Explore. Compare. Apply. With HSR Finserv, getting your ideal credit card is just a few clicks away.