Loan Against Property
Need funds for your business, education, medical needs, or personal use? A Loan Against Property (LAP) is a smart and affordable way to access high-value funding by pledging your residential or commercial property. At HSR Finserv, we help you get the best LAP deals from top banks and NBFCs at competitive interest rates.
Why Choose a Loan Against Property?
Lowest Interest Rates
Compared to personal loans, LAP offers much lower interest rates starting from 8.50% p.a.
High Loan Amount
Get up to 70-80% of your property's market value as a loan.
Flexible Tenure
Enjoy longer repayment periods of up to 15–20 years, helping you manage EMIs easily.
Minimal Documentation
Paperless digital process with support at every step.
Trusted Partners
We are partnered with top banks and NBFCs to get you the best deal.
Retain Property Ownership
You continue to own and use the property while it is pledged as collateral.
Loan Against Property Eligibility Criteria
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Criteria
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Salaried Person
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Self-Employed Person
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Documents Required to Apply for Loan Against Property
ID Proof – Aadhar card, PAN card, Voter ID
Address Proof – Utility bills, rental agreement, passport
Income Proof – Salary slips / ITR / bank statements
Property Documents – Title deed, prior ownership chain, and property tax receipts
Photographs – Passport-size photos
